“Young Dumb & Broke” by Khalid portrays a relatable theme of youth and financial struggles. The lyrics emphasize the carefree nature of being young and not fully understanding the consequences of being broke.

The repetition of the phrase “Young, young dumb and broke” highlights the simplicity and innocence of high school kids facing economic challenges.

Khalid’s delivery captures the essence of youthful exuberance and naivety, making the song resonate with many listeners who can relate to the feeling of being young, dumb, and broke.”